Taking Stock Of My 2023 Expenses: An Act Of Self Financial Awareness

avatar

Hello everyone and a warm happy new year from me to you. 2023 might have gone past by, but it is of necessity to reflect on the things we spent our money on, it is just a way of taking stock of the kind of things we let go of our resources to.

credit-squeeze-522549_1280 (1).jpg
Source

I believe as human, we have alot of bills to settle and sometimes, there are some we can't shy away from, on the other hand, there are some that could be avoided with respect to curtailing our financial expenditure.

Firstly, for someone like me, I would be sincere here, 2023, I spent so much money on local dog and Goat meat. I don't know how that obsession came from but I realized anytime I stepped out with my friends, we will order full of full pan of meat couple with drinks and this really made me financially unwise. In a single seating, I could spend like #800 naira which is equivalent to 19.8 hive, such a huge amount of money in this country's economy.

IMG_20231105_202258.jpg
tray of dog meat

However, I could stay a whole year without taking this but the recent obsession about this which led me to spending so much on it is what I don't really understand. This year, I will be very strict on the kind of occasion I find myself.

Also, I spent money alot on snacks and junks, this is because of my contant laziness to cook. Before last year, I coul go a full month without taking all these sugary stuffs but then, 2023, I became so lazy that I get to cook once or twice a week and this alone had consumed a whole lot of money as it can't even satisfy someone.

IMG_20240101_093747.jpg

This year, I have decided to be intentional about my financial life as well as eating more of home cooked food than junks or going to the restaurant to eat. I realized that if I could cook at home, it will save a lot of money than buying these junks and sugary stuffs and be harming my health system.

Moreso, I realized that in a single month especially last month, I had spent like #12000 naira which is 12.8 steem equivalence on data subscription alone, the most funniest thing is, I will just use it to watch online skits and a little time to making money from the data.

I know the world has evolved to a stage we can't live without data but then I have come to a conclusion that I will be subscribing my phone moderately and monitor the way I use it. I remember when I never had to check my Facebook and TikTok accounts, I was still alive, I am certainly going back to those days so I can cut down the subscription rate.

Last year, I know I had spent money unnecessarily and this year, I promise to make it up to myself. Much of my money will go into self growth and development. I really messed my financial life up last year and this year I am making amends, if it's not a pressing need, I am not spending on it, I have already started it in respect to data, I will continue with it till my goal for the year is achieved.

Thanks for dropping by



0
0
0.000
10 comments
avatar

Thankfully you were able to set your goals on what's profitable for you very early in the year now. I wish you success in all your endeavors

0
0
0.000
avatar

Thank you so much for dropping by my friend

0
0
0.000
avatar

Nice list of goals.
However it is always fun to tell ourselves that we will be strict with our goals but in reality, breaking through our habits can pose a great threat to these goals

I'll advice you to follow them up with actionable steps you can take to accomplish the goals

Well done. Also this is my first time of seeing dog meat. It looks just like suya😅.

0
0
0.000
avatar

Yes, you are right..... I am faced with the fact that it has become part of me for reasonable number of months, but then, I have determined to let go.

Dog meat is great but please don't be tempted else you will be battling to leave it just like me 😂😂

0
0
0.000
avatar

It's a great thing that you can figure out the issue of spending unwisely on things that you can completely do without.

With the inflation and issue we are experiencing especially in Nigeria, we must always manage funds as much as we can.

I wish you success in your financial journey in 2024. It would be nice for you to check the article again, you made some errors. Use Grammarly to edit, cheers mate

0
0
0.000
avatar

Thank you so much my friend.
I will try using that, most times, my keyboard will auto correct some things.

0
0
0.000
avatar

When we look at how we have spent money in the previous year and want a change, we try our best to stick to the goals for our financial wellness. There are things we can curtail and do without like eating outside and changing it to preparing food ourselves which will minimise expenses too and even helps us to save minimally. I hope you work on your goals this year for a better financial stability.

0
0
0.000
avatar

I have pledged to myself to turn a new live, it will cost self-control and I am ready for it.

Thank you so much my friend.

0
0
0.000