Joint Accounts | A Symbol of Trust or a Recipe for Disaster?

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Checking out the topic for the week which is about financial stability in terms of couples having a joint account, this is one marriage aspect we are not ready for yet or should I say always cause argument between couples anytime one of them bring up the topic and not to be bias, the ladies especially are always against it, one thing I believe is one of the major goal of a man is to be financially stable or comfortable at least, we hate the word broke and even though we rarely show it, it always put us in this kind of awkward moment but as the world believe, we have to stay or show the stronger part of us, if we cry about it or complain then we are weak. One reason why men don't want to even join the marriage queue or stay unmarried is mostly because they always think they aren't financial stable to take care of the family and with the way the world is especially this our generation, things have gone beyond spoilt.

This is this popular statement among women which says "Your money is our money and my money is my money", that statement baffles me a lot especially if any girl say it beside me, I will always feel like smacking the lady head. The amount of mis-information flying around is just to much and it is really misguiding, to me I see marriage as a union between two people who should have a common goal and vision together and like they say things that always go well all the time and it is always advisable to plan ahead especially when it come to financial matters. So when it come to having a joint account together, I really don't see a bad thing in it as couples as long as both partner are working or have a way of earning, it save a lot especially when it come to sorting out future responsibilities or unforeseen circumstances.

One partner might be scared to raise the discussion because he or she might not know how his partner will take it, if it goes well, good for both and if it didn't go well, it will surely lead to argument, I think the major reason couples don't always agree to the joint account stuff is due to lack of trust, one might think the other might squander the money without their knowledge especially when they are not in good terms, if a joint account won't work, what else will? Probably sharing responsibilities.

Almost 80% of ladies will never agree to this, according to them, they are babies and need to be taken care of and that is the bitter truth, all most of them want is to live life their life, buy expensive stuff and not care about the future or responsibilities financially as long as credit alert keep ringing and once the man is down or not be able to provide the way he use to, there will be fight and dislike boldly written on their face. To me, I think it is best to always talk about this kind of discussion during the courtship stage and if one didn't see any reason to be responsible financially (both men and women in this case), it is best to just call it off and find someone who will be able to reason with you, marriage is a long journey and choosing wrongly will be a forever punishment.